Top UPI Withdrawal Games Without Investment in 2025 – Best Online Game Cash Withdrawal

UPI Withdrawal Games Without Investment: The gaming industry has transformed much with the rise of real money-earning apps and games. The most convenient feature of real money-earning gaming apps is that they offer UPI withdrawals. UPI withdrawal games ensure players can earn extra money while having fun and the UPI payout ensures a hassle-free withdrawal system. The UPI withdrawals ensure a secure and credible payment system making it a preferred withdrawal method amongst gamers.

If you are an ardent gamer and are seeking games that allow you to withdraw money faster using UPI, then this blog is meant for you. We have compiled a customized list of the top 10 UPI withdrawal games without investment that help you play and earn real-time money.

Top 10 UPI Withdrawal Games

1. MPL

MPL is a multi-gaming app that offers fun games like rummy, poker, fantasy, cricket, and arcade games. The app enables players to participate in weekly tournaments and daily contests to earn real money. The app offers more than 50+ games which also include fantasy sports.  MPL also offers special leaderboard rewards and interactive bonuses. The app offers various gaming modes such as 1V1 battles and multiplayer tournaments to make the gameplay interesting. It offers regular cashback and also runs promotional offers which boost the earnings.

Pros:

• Diverse Game Selection: MPL provides over 30 games across various categories, including card games like Gin Rummy and Spades, casual games, and more, catering to a wide range of user preferences.
• Earning Potential: Users have the opportunity to participate in cash tournaments and win real money, with some tournaments offering rewards up to $80,000 monthly. FinanceBuzz
• User-Friendly Interface: The platform is designed to be intuitive and easy to navigate, enhancing the overall gaming experience. ​

Cons:

• Limited Availability: As of recent reports, the MPL app is not available for Android users in certain regions, restricting access for a segment of potential users. ​
• Customer Support Concerns: Some users have reported issues with customer service, particularly regarding app crashes and the resolution process for lost funds. ​
• Potential for Financial Loss: Engaging in cash tournaments carries the risk of losing money, especially for users who may not be skilled in the games offered.

Trusted Platform Reviews and Ratings:

• FinanceBuzz: Highlights the app’s offering of free and higher-stakes games with real money earning potential. However, notes common complaints about unexplained bans and inconsistent payouts. ​FinanceBuzz
• App Store: The MPL app has an average rating of 4.5 out of 5 stars, based on over 23,000 user reviews. Positive feedback often mentions instant payouts, while negative reviews focus on app crashes and customer service issues. ​
• MouthShut.com: User reviews are mixed, with some praising the app’s features and others labeling it as fraudulent, citing issues like forced disconnections during winning streaks. ​

User Feedback:

• Positive Experiences: Some users report significant earnings and praise the app’s instant payout feature. For instance, a user mentioned winning $85 and receiving the money instantly. ​Apple
• Negative Experiences: Conversely, other users have expressed dissatisfaction, citing frequent app crashes, poor customer support, and financial losses. A user review stated, “MPL will never let you win a game no matter how hard you try.”

Also see: Top 5 Candy Crush Earning Apps Without Investment to explore some of the best apps where you can earn money while playing Candy Crush and similar games.

2. Dream11

Dream11 has emerged as India’s largest and most famed gaming platform. The portal allows users to create their own virtual teams for cricket, football, basketball, and other sports to earn money based on performances of real-life player performances. The app offers gameplay such as fantasy cricket, football, kabaddi, and several others. It offers instant UPI withdrawals along with secure transactions. It offers interactive contests and league games along with multiple contest formats such as head-to-head games, mega contests, and private leagues. The app offers instant verification and efficient customer support for a seamless and hassle-free gaming experience.

Pros:

• Diverse Sports Selection: Dream11 offers a wide range of sports, catering to different interests and preferences.​
• User-Friendly Interface: The platform is designed for ease of use, making it accessible for both beginners and experienced users.​
• Legal Recognition: Indian courts have recognized Dream11 as a game of skill, distinguishing it from gambling activities. ​ciim.in

Cons:

• Addiction Risk: The competitive nature of fantasy sports can lead to addictive behavior, with users constantly monitoring player performances and contest outcomes.
• Financial Risk: Participation often requires entry fees, and the probability of winning significant amounts is relatively low, leading to potential financial losses.
• Customer Support Issues: Some users have reported dissatisfaction with customer service, particularly regarding account issues and fund withdrawals.

Trusted Platform Reviews and Ratings:

• App Store: Dream11 holds a rating of 4.5 out of 5 stars based on over 144,000 reviews, indicating a generally positive reception among iOS users. ​Apple
• Sitejabber: The platform has a rating of 1.6 out of 5 stars from 441 reviews, with many users expressing dissatisfaction, particularly concerning customer support and financial transactions. ​SiteJabber
• PissedConsumer: Dream11 has a rating of 2.3 out of 5 based on 947 reviews, with only 21% of users indicating they would recommend the platform to others. ​PissedConsumer

User Feedback:

• Positive Experiences: Some users appreciate the platform’s engaging nature and the opportunity to apply their sports knowledge in a competitive setting. ​
• Negative Experiences: Common complaints include issues with account verification, withdrawal delays, and perceived unfair practices during contests. ​MouthShut

Also see: Top 10 Money Earning App Without Investment

3. GetRushApp

Rush is a popular and fun UPI withdrawal gaming app. The app offers cash rewards with daily bonuses to boost earnings. In the app once a player has reached an amount of Rs 25 they can withdraw the winnings through UPI or Paytm. The app also offers a wallet where earnings from each gameplay can be stored. The app offers multiple skill-based games which include card games, and strategy-based competitions.  The portal also features daily and weekly tournaments with high-prize tools. The user-friendly interface paired with smooth navigation ensures an enhanced gaming experience.  Players can earn from Rs 10 to Rs 20,000 monthly. In the tournaments, the players can earn up to Rs 1 lakh.

Pros:

• Diverse Game Selection: Rush provides a range of popular games, including Speed Ludo, Call Break, and Carrom Freestyle, catering to various gaming preferences.
• Real Cash Rewards: Players have the opportunity to earn real money by participating in games and tournaments, with some users reporting significant winnings. ​
• Instant Withdrawals: The platform supports quick and secure withdrawals directly to users’ bank accounts via UPI, enhancing user convenience. ​

Cons:

• Customer Support Issues: Some users have reported challenges with customer service, particularly regarding account issues and fund withdrawals. ​
• Potential for Financial Loss: As with any real-money gaming platform, there is a risk of financial loss, especially for users who may not be skilled in the offered games.​
• Bot Concerns: Some users have expressed concerns about the presence of bots or non-human players, which can affect the fairness of the games.

Trusted Platform Reviews and Ratings:

• PissedConsumer: Rush Gaming Universe has an average rating of 2.5 out of 5 based on 119 reviews, with users expressing mixed experiences regarding the platform’s reliability and customer service. ​
• MouthShut: The platform holds a score of 1.17 out of 5 based on 502 votes, indicating a generally unfavorable perception among reviewers. ​MouthShut
• App Store: The Rush app has received positive feedback on the App Store, with users praising its graphics, smooth gameplay, and the opportunity to earn real money. ​Apple

User Feedback:

• Positive Experiences: Some users have reported earning significant amounts, with testimonials highlighting substantial winnings and praising the app’s graphics and user experience. ​
• Negative Experiences: Conversely, other users have reported issues such as account blocks, unreceived withdrawals, and concerns about the presence of bots affecting game fairness. ​PissedConsumer

Also see: Top 10 Daily Earning Websites Without Investment

4. WinZo

WinZo is a well-known gaming platform that offers a myriad of fun games such as carrom, bubble shooter, rummy, and ludo. The players can boost their earnings by participating in contests and competitions to earn cash rewards. The portal offers more than 70 games across different genres. The app offers instant UPI cash withdrawals and also offers referral bonuses to earn extra income. The app also offers daily challenges and has high-prize tournaments. The portal has live tournaments with the real-time leaderboard.  Players can earn from Rs 100 per day to Rs 50,000 per month.

Pros:

• Diverse Game Selection: WinZO provides a wide array of games, catering to various interests and skill levels.​
• Real-Money Rewards: Players have the opportunity to earn real cash through gameplay and tournaments. ​Reddit
• User-Friendly Interface: The platform is designed for ease of navigation, enhancing the overall gaming experience.​

Cons:

• Performance Issues: Some users have reported technical problems, including app crashes and lag during gameplay.​
• Financial Risks: Engaging in real-money games carries the potential for monetary loss, especially for inexperienced players.​
• Customer Support Concerns: There are reports of inadequate customer service, particularly regarding account issues and fund withdrawals.​

Trusted Platform Reviews and Ratings:

• Google Play Store: WinZO’s Ludo game is available on the Google Play Store, offering classic and modern versions for friends and family. ​Google Play
• Glassdoor: Employees have rated WinZO favorably, with a 90% recommendation rate and high scores for work-life balance (4.6/5) and culture (4.6/5). ​Glassdoor

User Feedback:

• Positive Experiences: Some users appreciate the platform’s analytics features, which provide detailed statistics on performance, highlighting areas of strength and improvement. ​MouthShut
• Negative Experiences: Conversely, there are complaints about the app’s performance, with users citing technical issues, financial losses, and concerns about the fairness of the games. ​Kimola

5. Frizza

Frizza is a renowned portal known for enabling UPI withdrawal games. The portal has a lower minimum withdrawal limit of Rs 30. The players can cash out their earnings through bank accounts or UPI. The users of the app can earn by downloading apps, watching videos, and reading articles.  The app offers a wallet icon that allows one to easily store earnings.

Pros:

• Multiple Earning Opportunities: Frizza offers diverse ways to earn, including completing tasks, engaging with content, and playing games, catering to various user preferences.​
• Low Payout Threshold: Users can withdraw earnings once they reach ₹30, which is relatively low compared to similar apps, facilitating quicker access to funds.​
• User-Friendly Interface: The app is designed for ease of use, allowing users to navigate tasks and features effortlessly.

Cons:

• Limited Earning Potential: Some users report that the app is primarily beneficial for one-time use, with diminishing earning opportunities over time. ​MouthShut
• Delayed Payments: There are instances where users experience delays in receiving their earnings, leading to frustration and dissatisfaction. ​
• Privacy Concerns: The app requests access to various device permissions, raising concerns about user data privacy. ​MouthShut

Trusted Platform Reviews and Ratings:

• Google Play Store: Frizza has achieved over 10 million installs and maintains an average rating of 4.57 out of 5, based on more than 101,000 ratings. ​Android Rank
• MouthShut.com: User reviews on this platform are mixed, with some expressing dissatisfaction due to limited earning opportunities and delayed payments. ​

User Feedback:

• Positive Experiences: Users appreciate the app’s straightforward tasks and the ability to earn small amounts of money during their free time. ​
• Negative Experiences: Some users have reported issues such as tasks remaining in processing for extended periods, lack of new offers after initial use, and challenges in receiving timely payments.

6. MPL – WinPatti

WinPatti is a skill-based card gameplay. In the game, the player has to make the best three-card hand. The game is played with three cards only wherein one can also bet with or without seeing the cards. Players can also use strategies such as blind and seen play to maximize their winning chances. In WinPatti the goal of players is to create high-ranking hands such as unique three-of-a-kind, sequence, or flush. The gameplay also offers different betting rounds wherein the winner is determined based on highest highest-ranking hands or by showdown.

Pros:

• Skill-Based Gameplay: “Win Patti” emphasizes skill over chance, allowing players to leverage their understanding of the game to improve their winning potential.​ Google Play
• Real Cash Rewards: Players can participate in cash tournaments and win real money, enhancing the competitive aspect of the game.​
• User-Friendly Interface: The MPL platform is designed for ease of navigation, providing a seamless gaming experience.​

Cons:

• Financial Risk: Engaging in real-money games carries the potential for monetary loss, especially for inexperienced players.​
• Limited Availability: Access to MPL and its games may be restricted in certain regions due to legal regulations.​
• Addiction Potential: The real-money aspect can lead to addictive behavior if not managed responsibly.​

Trusted Platform Reviews and Ratings:

• MPL Platform: MPL is a leading online gaming platform in the US, offering a variety of games, including “Win Patti.” The platform is recognized for its secure environment and diverse game selection. ​
• Facebook Page: The official Facebook page for MPL’s “Win Patti” promotes the game and offers a welcome bonus for new players. ​

User Feedback:

• Positive Experiences: Players appreciate the skill-based nature of “Win Patti,” noting that it allows for strategic gameplay and the opportunity to win real cash rewards.​
• Negative Experiences: Some users have expressed concerns about the financial risks associated with real-money gaming and the potential for addictive behavior.

7. RummyCircle

RummyCircle is India’s leading online rummy platform which enables players to participate in games and tournaments. The gaming platform offers various variants of rummy such as points rummy, pool rummy, and deals rummy. RummyCircle offers secure and instant UPI withdrawal options. Customer support enables smooth and hassle-free transactions. The app also offers personalized offers and loyalty rewards for regular customers. The game also has practice rooms where players can enhance their skills before participating in cash games. In the gameplay, players can earn from Rs10 to Rs 50,000 monthly.

Pros:

• Engaging Tournaments: The platform hosts various tournaments, providing players with opportunities to compete and win cash prizes. ​
• User-Friendly Interface: RummyCircle is designed with a user-friendly interface, facilitating easy navigation and an enjoyable gaming experience. ​

Cons:

• Customer Support Concerns: Some users have reported issues with customer support, particularly regarding account verification and withdrawal processes. ​
• Technical Glitches: There have been reports of technical issues, such as app crashes and bugs, which can disrupt gameplay.

Trusted Platform Reviews and Ratings:

• MouthShut.com: RummyCircle has a rating of 1.27 out of 5 based on 2,913 votes, indicating a low level of user satisfaction. ​MouthShut
• Sitejabber: The platform holds a rating of 1.2 out of 5 stars from 11 reviews, suggesting general dissatisfaction among users. ​SiteJabber

User Feedback:

• Positive Experiences: Some users have shared positive experiences, highlighting significant winnings and expressing trust in the platform’s operations. For instance, a player from Bangalore mentioned winning Rs. 75,000 in a tournament and praised the platform’s support team. ​reviews.rummycircle.com
• Negative Experiences: Conversely, other users have expressed concerns about the platform. A reviewer on MouthShut.com described the app as “a total disappointment,” citing bugs and a clunky user interface.

8. Ludo Supreme

Ludo supreme is a well-known ludo gameplay that allows players to compete in tournaments to win cash rewards. The game offers secure and quick UPI withdrawals. The game has no dice cheating rule which ensures fair play. Ludo Supreme also has multiple tournament formats and has a minimal entry fee whilst offering high rewards. The daily leaderboard challenges ensure guaranteed rewards. In the game play enables players to earn from Rs 5 to Rs 5000. The pro-level players can win up to Rs 50,000 per tournament.

Pros:

• Real Cash Prizes: Players have the opportunity to win actual money by participating in games and tournaments, with some users reporting significant earnings.
• User-Friendly Interface: The app features a straightforward and intuitive design, facilitating easy navigation and gameplay. ​
• Quick Games: Matches are designed to be short, typically lasting around 10 minutes, making it convenient for players to engage in quick gaming sessions.

Cons:

• Financial Risk: Engaging in real-money games carries the potential for monetary loss, especially for inexperienced players.​
• Addiction Potential: The prospect of winning real cash may lead to addictive behavior if not managed responsibly.​
• Limited Availability: The app may not be accessible in all regions due to legal restrictions on real-money gaming.​

Trusted Platform Reviews and Ratings:

• Official Website: The official Ludo Supreme website highlights testimonials from users who have won significant amounts, such as ₹15.8 Lakhs and ₹10.5 Lakhs, praising the game’s simplicity and rewarding nature.
• App Store: The Zupee app, which includes Ludo Supreme, has a rating of 4.5 out of 5 based on over 233,000 reviews, indicating a generally positive reception among iOS users. ​Apple

User Feedback:

• Positive Experiences: Many users appreciate the game’s engaging nature and the opportunity to earn real money. Testimonials highlight features like instant withdrawals, quick 10-minute games, and the app’s safety and security.
• Negative Experiences: Some users have raised concerns about the game’s fairness, citing issues such as opponents intentionally delaying moves to let the timer expire, securing their victory. Others have questioned the randomness of dice rolls, suggesting possible manipulation. ​Apple

9. Poker Bazzi

Poker offers low-stakes table gameplay that helps players to build their skills. Experienced players can play on cash tables and participate in tournaments to attain real money winnings. Poker game offers multiple variants of poker such as No Limit Texas, Hold’em Poker, PL Omaha, and PL Omaha 5. The gameplay offers exciting tournaments and interactive leaderboards.

Pros:

• Diverse Game Selection: PokerBaazi offers a wide range of poker variants and tournaments, accommodating players with different skill levels and preferences.​
• User-Friendly Interface: The platform features a straightforward and intuitive design, facilitating easy navigation and gameplay.​
• Bonuses and Promotions: Players can benefit from various bonuses and promotional offers, enhancing their overall gaming experience.​

Cons:

• Fairness Concerns: Some users have expressed doubts about the platform’s fairness, alleging instances of rigged games and the presence of bots. ​
• Customer Support Issues: There are reports of inadequate customer service, particularly regarding account verification and withdrawal processes.
• Technical Glitches: Users have encountered technical issues, such as app crashes and bugs, which can disrupt gameplay.​

Trusted Platform Reviews and Ratings:

• World Poker Deals: PokerBaazi is rated for its reliability (4.5/5), game selection (4.0/5), bonuses and promotions (4.5/5), casual player friendliness (4.8/5), and deposits and withdrawals (4.0/5). ​World Poker Deals
• AmbitionBox: The platform has an employee rating of 3.3 out of 5, with positive feedback on company culture and work environment. ​AmbitionBox

User Feedback:

• Positive Experiences: Some users appreciate the platform’s game variety and user interface, considering it one of the better poker apps in India. ​MouthShut
• Negative Experiences: Conversely, some users have reported concerns about the platform’s fairness and customer support, with allegations of rigged games and inadequate assistance. ​Reddit

10. Zupee

Zupee is a well-known ludo game that enables users to earn money by engaging in ludo gameplay. The game has real-time daily tournaments and ludo challenges. In the game, the players can also play against their friends to win exciting rewards. The players also get to earn Rs 15 for every friend referral and also get free tokens for daily logins. The game is a great platform for testing knowledge. The fast and secure UPI withdrawals ensure a hassle-free game-earning experience.

Pros:

• Skill-Based Gameplay: Zupee emphasizes skill over chance, providing a fair gaming environment where outcomes depend on player strategy.
• Real Cash Prizes: Players can win actual money through various game formats and tournaments.
• User-Friendly Interface: The app features an intuitive design, facilitating seamless navigation and gameplay. ​
• Quick Games: Matches are designed to be short, typically lasting around 10 minutes, making it convenient for players to engage in quick gaming sessions. ​

Cons:

• Financial Risk: Engaging in real-money games carries the potential for monetary loss, especially for inexperienced players.​
• Addiction Potential: The prospect of winning real cash may lead to addictive behavior if not managed responsibly.​
• Fairness Concerns: Some users have raised concerns about the game’s fairness, citing issues such as opponents intentionally delaying moves to let the timer expire, securing their victory. ​

Trusted Platform Reviews and Ratings:

• Apple App Store: Zupee has a rating of 4.5 out of 5 based on over 233,000 reviews, indicating a generally positive reception among iOS users. ​Apple
• Google Play Store: The app is available on the Google Play Store, offering classic Ludo gameplay transformed into an exciting online version. ​Google Play
• Glassdoor: Zupee has an overall rating of 3.8 out of 5, based on over 169 reviews left anonymously by employees. 71% of employees would recommend working at Zupee to a friend. ​Glassdoor
• AmbitionBox: Zupee is rated 3.8/5, based on 50+ employee reviews, with high ratings for salary (3.7/5). ​AmbitionBox

User Feedback:

• Positive Experiences: Users appreciate the opportunity to win real money, the app’s user-friendly interface, and the quick gameplay sessions. Testimonials highlight smooth gameplay, instant withdrawals, and secure transactions. ​
• Negative Experiences: Some users have reported concerns about the game’s fairness, citing issues such as opponents intentionally delaying moves to let the timer expire, securing their victory. Others have questioned the randomness of dice rolls, suggesting possible manipulation.

Key Features of UPI Withdrawal Games

1. Instant Withdrawals: Most games support UPI for quick and hassle-free withdrawals.
2. Variety of Games: From Ludo to card games and casual games (Ludo Supreme, WINZO), there’s something for everyone.
3. Skill-Based Earnings: Many games reward players based on their skills rather than luck.
4. Secure Transactions: UPI ensures secure and encrypted transactions for withdrawals.
5. Free to Play: Most games are free to download and play, with optional in-app purchases.

Things to Keep in Mind

• Verify Legitimacy: Ensure the game is from a trusted developer and has positive reviews.
• Read Terms and Conditions: Understand withdrawal limits, processing fees, and eligibility criteria.
• Play Responsibly: Avoid overspending or gambling beyond your means.
• Check UPI Compatibility: Ensure your UPI ID is linked and verified for smooth withdrawals.

Final Thoughts

Earning through gaming apps is a trend that has gained popularity and is going to emerge more in the years ahead. No matter whether you opt for fantasy sports or quiz games the UPI withdrawal games make gaming and e-earning a fun and hassle-free experience. So level up your skills today and start earning now!

Which UPI withdrawal game apps are you trying let us know in the comments below.